Delegate CFO provides fixed-rate virtual CFO services for growth-focused businesses ready to scale with confidence. Experience expert financial strategy, without the full-time salary.
19 questions • 2 minutes • Instant results
Most small business owners don't know they have internal control gaps until it's too late — an employee error, a fraud incident, or a failed audit catches them off guard. This free assessment evaluates your cash, payroll, accounts receivable, inventory, and oversight processes, and tells you exactly where you stand.
Cash & deposits
Payroll & oversight
AR & inventory
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Certified Forensic Accountant
It's the same expertise behind the assessment above — fraud detection and internal control review built into everything we do, not offered as an add-on.
A Fractional CFO (also known as a Virtual CFO) is a remote-based financial executive who brings high-level financial strategy without the cost of a full-time hire. Here’s what we do:
Delegate CFO goes beyond basic financial services. Here’s what makes us different:
A Virtual CFO is a great fit if your business:
With a Virtual CFO, you get expert support without the overhead.
Why Work with Delegate CFO?
Delegate CFO goes beyond basic financial services. Here’s what makes us different:
Delegate CFO helps you make confident financial decisions for now and in the future.
Delegate CFO services are customized to help your company reach its financial goals. We match the services needed to make your operations more profitable. Don’t need it? You don’t pay for it.
We understand small business. Below is an example of some of the services we offer with the fractional and virtual CFO package.
Know your exact financial position every month, so every management decision is based on accurate numbers, not guesswork. We verify every major account has the supporting documentation behind it.
Get bank-ready financial statements every month, the kind you can hand to your banker, investors, or board without hesitation, fully GAAP-compliant.
Stay in the loop with regular face-to-face virtual meetings, so you always understand what your numbers mean, not just what they are.
Know exactly how your business is performing at any given moment, with the metrics that actually matter to your bottom line, not a generic dashboard.
Know precisely how many sales you need to cover your costs every month, so you and your sales team are never caught off guard when cash gets tight.
See not just how much cash you have today, but what you're projected to have, so you can make hiring and spending decisions with confidence.
Understand exactly which decisions move your profit needle, with 'what-if' scenarios that show the financial impact before you commit.
Stop reacting to financial surprises. A rolling 12-month forecast keeps you ahead of cash flow dips so you can plan hires, investments, and growth with confidence.
See your revenue 60–90 days out so your sales team and your cash flow are always aligned, and you have time to pivot if needed.
Know exactly which projects are actually making you money, so you can shift time and resources toward the work that truly grows your business.
See exactly who's driving revenue on your team, so hiring, promotion, and staffing decisions are based on real impact, not guesswork.
Track the metrics that actually predict your revenue, even the ones that never show up on a balance sheet, like customer satisfaction or service quality
Whether you're financing growth or paying down debt, know the real cost and risk of every option before you commit, not after.
Get better rates and terms on your financing. We manage your banking relationships and shop competing offers, so you don't have to negotiate alone.
Stop paying for underused equipment or sitting on bottlenecks. We help you get the best possible return out of every resource your business already owns.
At DelegateCFO, we understand the sensitive nature of your financial information. Protecting your data is a top priority, and we are committed to the highest standards of security and confidentiality.
Our data security protocols include:
You can trust DelegateCFO to handle your business’s financial information with the utmost care and discretion. If you have questions about our security measures or practices, please contact us.
Our fee structure has a fixed price for one year. There are no surprises. The services and price each month won’t change.
Our founder was a partner in a mid-size public accounting firm for 20+ years. During that time, he oversaw the financials of large and small businesses. In addition to being a CPA, he is also a Certified Forensic Accountant.
What makes Delegate CFO different than our competitors? We have the ability and knowledge to secure your internal controls and guard against fraud in your organization. Traditional controller services, with additional expertise in forensic accounting.
A Virtual CFO (Chief Financial Officer) is an experienced financial professional who provides strategic financial guidance and services to your business remotely, without being a full-time employee.
A Virtual CFO typically handles financial planning, cash flow forecasting, budgeting, performance analysis, investor reporting, fundraising support, and overall financial strategy for your company.
Startups, small businesses, and growing companies that need expert financial guidance but do not require or cannot afford a full-time, in-house CFO.
An accountant manages day-to-day bookkeeping and compliance, while a Virtual CFO provides high-level financial strategy, forecasting, management reporting, and guidance to help grow your business.
Our Virtual CFO services begin with a discovery call and financial review. We then work remotely as a part of your leadership team, delivering reporting, forecasts, strategic advice, and available for meetings as needed on a monthly retainer basis.
We utilize strict data security protocols, secure file transfer, encrypted communications, and confidentiality protections to safeguard your financial information. File transfer services have, at a minimum, compliance with SOC Type II. Documents stored are encrypted at rest using AES-256.
A Fractional CFO is a seasoned financial executive who provides high-level financial strategy, insights, and leadership to your business on a part-time or project basis. Unlike a full-time, in-house CFO, a Fractional CFO allows businesses to access expert-level financial guidance and support without the commitment or cost of a full-time hire.

Delegate CFO was founded by Steven D. Hovland (#TheForensicCFO), Certified Public Accountant (CPA), and Certified Forensic Accountant (CRFAC).
After 20 years in the public accounting arena as a partner in a mid-size public accounting firm, Steve began brainstorming a client-centered model for fractional CFO services that favors you, the client.
Steve realized the old model of doing things in the accounting world no longer worked to the client’s advantage. The archaic systems didn’t evolve with technology or the digital age. Billing clients hourly to tell them what they already knew and then charging for any inefficiencies that were found resulted in the dreaded “additional billings.” He believes that the price quoted upfront should be the price of the service. Period.
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2536 Rimrock Ave
Suite 400-139
Grand Junction, CO 81505