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About Us

World-Class Financial Leadership. Virtual Accessibility.

Our Mission

DelegateCFO was founded to make high-level financial insight accessible to businesses that are growing fast and need strategic guidance, without the overhead of a full-time hire. We believe smart finance drives smart growth.

  • ✅ Virtual-First, Human-Centered
  • ✅ 25+ Years CPA Experience
  • ✅ Certified Forensic Oversight
  • ✅ Strategic, Scalable Growth Support

What our clients have to say:

“As a small business, it is very important to have key people on your extended team to help make sure you are not missing anything. Up until recently, I did not understand the value of the services that Delegate CFO provides. After one meeting with them, they were able to clearly point out some key things that were missing in our bookkeeping. They were very easy to work with and took the time to explain everything in a way that was clear and made sense. We have implemented the strategies suggested and our business is moving forward in a better direction because of this.”
Pedaling-Innovations
Kiele W.
Co-Founder, Pedaling Innovations
“I found Delegate CFO, two years ago when my business was on the verge of falling apart. Delegate possesses great organizational leadership qualities. Furthermore, they have an abundance of knowledge of all technicalities regarding finance, accounting, and so much more. They would be a huge asset and great resource for any organization.”
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Misty D.
CEO, Fresh Start of California
“When Delegate CFO joined 3 years ago, it was a very difficult time for Western. Your help since has made such a positive impact that has allowed the company to now normalize and grow. Because of your help its “Mission accomplished”! We are profitable and now able to manage on our own. Truly a great outcome.”
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Pat F.
Owner, Western Filament, Inc.
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Meet Our Founder

Steven D. Hovland, CPA

Certified Forensic Accountant

  • 25+ years of professional accounting and finance experience
  • Certified Public Accountant (CPA)
  • Former Audit Partner of a 100-person practice
  • Specialist in financial integrity and fraud prevention
  • Industry experience: Manufacturing, E-Commerce, Retail, Nonprofit, Financial Services, HOAs, and more
  • Empowering business owners with confident, data-driven decisions
  • Featured on Fox News Sunday Report
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Our Story

Delegate CFO was founded with a clear mission: to bring strategic financial leadership to growing businesses, without the overhead of a full-time CFO. After decades in public accounting and executive financial roles, our founder, Steven D. Hovland, CPA, saw too many small and mid-sized businesses making high-stakes decisions with incomplete data, outdated systems, and no financial sounding board.

We believe that financial clarity shouldn’t be reserved for Fortune 500 companies. That’s why we built Delegate CFO: to give founders access to expert financial strategy, hands-on support, and a true partner who cares about their business as much as they do.

Today, we serve clients across industries with a proactive, personal approach to virtual CFO services. We don’t just crunch numbers, we help you use them to grow. Headquartered in Grand Junction, Colorado, we serve businesses across the state and nationwide, from the Western Slope to the Front Range. See our guide to fractional CFO services in Denver and throughout Colorado.

Credentials & Associations

  • Certified Public Accountant (CPA)
  • Certified Forensic Accountant (CrFA)
  • Former Director of Audit for 100+ CPA firm.
  • Professional Memberships Include:
  • Forensic Expert Witness Association
  • American Board of Forensic Accounting
  • Colorado Society of CPAs (COCPA)
  • American Institute for Certified Public Accountants (AICPA)

Why choose Delegate CFO?

  • Decades of Experience: Partner-level insight with a strategic lens.
  • Certified Forensic Oversight: Risk mitigation built into every review.
  • Tailored, Scalable Services: Built to grow with you, not against you.
  • Founder-Led Partnership: Work directly with seasoned financial leadership.

Ready to transform your financial strategy?

Contact Us to Schedule a Call